The tax-saving methods available to you today are numerous. Strategies centered on investments, children, education and retirement can significantly reduce your personal income tax liability. But often what works for one individual may not work for another. At BFMM, we don’t make assumptions. We look at your total picture — business assets, investment funds and personal situation. Whether you’re starting your family or preparing for college, venturing into a new business or nearing retirement, our approach centers on your unique needs. We get to know you and your dreams. Together we find the most viable tax strategies to reduce your tax liabilities and grow your assets.

Our Personal Tax expertise includes:

Personal Tax Planning and Preparation
Many factors come into play when determining your personal tax obligations. Smart planning and timing can reduce your liabilities. At BFMM, we analyze your personal situation and compare tax-saving methods to optimize your tax position.

Estate and Gift Tax Preparation and Planning
Estate and gift planning are now more important than ever. With an eye on Congress and a complete understanding of current rules, BFMM develops a strategy that meets your immediate and future needs.

Charitable Giving
Both you and your favored charity can benefit greatly through savvy charitable giving. Our tax professionals help you develop the most advantageous plan, whether it's through timing of your contribution or the establishment of a charitable trust.

Education Planning
The cost of higher education is climbing at a record pace. Fortunately, many savings programs can help you with future costs. Look to BFMM for tax-advantaged strategies to make your education plans a reality.

Retirement Planning
Retirement planning vehicles can provide excellent opportunities to lower your tax burden. BFMM's tax professionals analyze your current situation to help reduce your taxes through deductible contributions and tax-deferred growth.

Each stage of life impacts your tax position. Don't get caught standing still. Your BFMM tax professional can identify strategies geared to achieving your long-term goals. We also provide personal financial services that can help you chart an overall course.

Business Succession Planning
Your business is most likely your biggest asset -- and your biggest concern. BFMM's experience with business and family issues gives us the knowledge to guide you through the succession planning process. You can be sure the solutions we propose are designed for your unique situation.